Department/School

Finance

Date of this version

2013

Document Type

Article

Keywords

Bailout, banking, capital purchase programme, dividends, emergency economic stabilisation act, hybrid securities, preferred stock, small business lending fund, trust preferred, TRUPS, TARP, troubled asset relief programme

Abstract

Most of the banks receiving capital injections from the Troubled Asset Relief Programme (TARP) issued preferred stock to taxpayers. This paper presents the factors that affect publicly traded banks’ ability to pay the scheduled TARP preferred stock dividends. Smaller banks with weaker capital ratios and more problem loans are significantly more likely to suspend payments of their bailout dividends.

Volume

6

Issue

4

Published in

International Journal of Financial Services Management

Citation/Other Information

6(4), 293-308

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